Rockford Lions Greenback Dinner

The Rockford Lions Club is hosting their annual Greenback Dinner and would like to invite you to attend.  See the Lion Greenback Dinner information below.

Greenback Dinner and Silent Auction
Sports Extravaganza – Wear Your Pride

April 16, 2011
6:00 PM – Midnight
$75.00 Per Couple
Rockford Township Hall
3039 Dague Avenue Southeast
Buffalo, Minnesota 55313Wear your favorite jersey!  Guest appearance by the Minnesota Viking Cheerleaders!!Ticket includes:
Catered dinner from Famous Dave’s
Four drink tickets
Chance at $1,450 in prize money
(One – $1,000 winner, Nine – $50 winners)
6:00 – 9:00 PM bid on silent auction items
6:00 – 9:00 PM Enter drawings for:
           Wall of Wine
           Wall of Beer
8:00 – Midnight Lots of fun and dancing to a Live Band!

For tickets contact:
Lion Darryl Kettenacker
763-477-6070 (Home)
612-716-5082 (Cell)
darrylkettenacker@msn.com

http://therockfordlions.org

All proceeds go directly back to serve the needs of our community.

Just listed 3.12 acre home in River Hills Rockford

We just listed a really nice home on 3.12 acres just North of town off the river road at 8160 27th st se.  This is a 4bed, 3bath home for $239,900 but the best way is to check out our blog that has many pictures and a video which you can find here – http://www.derrickmonroe.com/blog/monroe/312-acre-home-for-sale-rockford/show/

Or set up a private showing with us by calling 612-282-7653, thanks for stopping by our Rockford Real Estate Blog and have a great day!

Open House Lake Martha Sunday 13th 1:30-2:30

Stop by our open house on Lake Martha this coming Sunday the 13th from 1:30-2:30.  This is a gorgeous, updated Rambler style home with 150 feet of prime lakeshore – see our blog link here for tons of pictures, information and a video tour of the home and property.  See you at the open house – 686 Halsey Ave SE just between Rockford & Buffalo on CR 33.

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Foreclosure Or Short Sale – Stuck Between A Rock & Hard Place

With the turning economy and the devaluation of most every home out there many are facing this very question and end up feeling like they are stuck between a rock and a hard place.  Foreclosure, short sale, REO, what does it all mean and what is the best option?  I will start by saying this, none of these options are easy, there is not a simple exit clause “HOWEVER” there are options and we can help you!

Many homes today have more debt than they are worth – for an example if you have a $200,000 mortgage you may have a home worth $170,000 in today’s market so that would be a candidate for a “short sale”.  A short sale summarized is where the mortgage on the property is more than the property is worth so we negotiate with the bank on your behalf to sell the property for a loss on their end.  We have successfully closed many of these short sales and we can help you too.  Items you will need to conduct a short sale are:

  • 2 year tax returns for bank to review
  • Hardship letter that describes why you can not afford the home any longer and what your hardship is
  • 2 months recent bank statements
  • 2 months recent pay stubs
  • There may be some bank forms to be filled out as well depending on what bank it is

Your agent can help you get these items in order and send off to the bank on your behalf.  Most lenders will suggest that the timeline to purchase again in the future is sooner if you do a short sale rather than a foreclosure so that is one positive to consider.  Also, if you have a 2nd loan on the property typically with a short sale we are able to get that lender to take a small percentage of the offer to release you from the debt and lien on the property but if you let it go to foreclosure they may likely sue you for the deficiency so another reason a short sale may be a better option for you.

The cost to use us as an agent on selling your property through a short sale is covered through the bank in the end so the idea is you’re not getting any proceeds because the home is upside down but you’re not spending either, you’re just getting the property sold to avoid foreclsoure which nobody wants.

If you have a property that you need to sell but you know the loan is more than the property is worth call us today at 612-282-7653, we have helped dozens of families with short sales and we can help you too.

“Wanted” Builders & Investors For Build Ready TH Lots

Don’t miss your opportunity.  We have some of the nicest Townhome lots for sale in Greenfield across from the Rockford High School. These townhome lots have been foreclosed so their loss is your gain. Build ready pads from 3 to 4 units priced at only $15,900 per lot. For a video tour of the area check out our short video here that will take you through the neighborhood and around the surrounding area. For more information about these lots, a plat or more photos please contact Derrick Monroe at 612-282-7653

Townhome For Sale In Rockford – End Unit

We just listed a great end unit built by Lennar in the Parkwood neighborhood of Rockford – check out all the information and video here – http://www.derrickmonroe.com/blog/monroe/end-unit-townhome-for-sale-in-rockford/show/

For a showing or more information call Derrick at 612-282-7653 anytime – thank you.